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Debt

Payoff, consolidation and cost of debt.

21 tools available

Debt payoff time

Calculate how long it would take to pay off a loan from the balance, annual rate, and periodic payment.

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Debt payoff payment

Calculate a periodic payment from principal, rate and term.

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Total debt interest cost

Financial calculator based on a configurable mathematical formula.

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Debt extra payment impact

Financial calculator based on a configurable mathematical formula.

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Debt consolidation calculator

Financial calculator based on a configurable mathematical formula.

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Debt-to-income ratio (DTI)

Financial calculator based on a configurable mathematical formula.

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Debt service ratio

Calculate a relationship expressed as a percentage.

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Weighted average cost of debt

Financial calculator based on a configurable mathematical formula.

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Debt to annual income

Financial calculator based on a configurable mathematical formula.

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Debt-to-equity ratio

Financial calculator based on a configurable mathematical formula.

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Pay off debt in 12 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 18 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 24 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 36 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 48 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 60 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 72 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 84 months

Calculate a periodic payment from principal, rate and term.

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Pay off debt in 120 months

Calculate a periodic payment from principal, rate and term.

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Debt snowball calculator

Simulate three debts by paying every minimum and sending extra money to the smallest balance first, then rolling freed payments into the next debt.

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Debt avalanche calculator

Simulate three debts by paying every minimum and sending extra money to the highest-rate debt first, then rolling freed payments into the next debt.

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CATEGORY GUIDE

Debt calculators

Payoff, consolidation and cost of debt. This section contains 21 tools built around different search intents and mathematical scenarios. Choose the tool that matches the variable you need to solve and compare multiple assumptions whenever the result depends on a rate, term or percentage.