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Personal Finance

Budgeting, net worth, disposable income and everyday financial planning.

11 tools available

Net worth calculator

Subtract your debts and other liabilities from your total assets to estimate your net worth.

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Monthly budget calculator

Compare your monthly income with your expenses to see how much money is left over—or how much you are short—each month.

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50/30/20 budget calculator

Split your monthly income using the 50/30/20 rule: 50% for needs, 30% for wants, and 20% for savings or debt repayment.

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Disposable income calculator

Calculate how much income remains after subtracting taxes and mandatory deductions.

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Rent affordability calculator

Estimate a maximum monthly rent from gross income, monthly debt payments, and the share of income you want to allocate to rent.

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Total cost of car ownership calculator

Add estimated depreciation, fuel, insurance, maintenance, and annual fees to estimate the yearly and monthly cost of owning a vehicle.

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Emergency fund coverage calculator

Calculates how many months of essential expenses your current emergency fund can cover.

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Savings rate calculator

Calculates Savings rate calculator from the values you enter using a reproducible financial formula. Compare scenarios by changing one input at a time.

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Housing cost ratio calculator

Calculates Housing cost ratio calculator from the values you enter using a reproducible financial formula. Compare scenarios by changing one input at a time.

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Household cash flow calculator

Calculates Household cash flow calculator from the values you enter using a reproducible financial formula. Compare scenarios by changing one input at a time.

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Coast FIRE calculator

Calculates Coast FIRE calculator from the values you enter using a reproducible financial formula. Compare scenarios by changing one input at a time.

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CATEGORY GUIDE

Personal Finance calculators

Budgeting, net worth, disposable income and everyday financial planning. This section contains 11 tools built around different search intents and mathematical scenarios. Choose the tool that matches the variable you need to solve and compare multiple assumptions whenever the result depends on a rate, term or percentage.