Legal Notice
Last updated: 30 August 2026.
1. Website owner
Owner: Gustavo Pérez Rodríguez
Tax ID: 04622377K
Legal address: Travesía San Juan, 5, 16800 Priego, Cuenca, Spain
Email: guslokyt@gmail.com
Website: https://financecalc.guslok.com/
2. Purpose of FinanceCalc
FinanceCalc provides free calculators and information related to loans, mortgages, interest, savings, investing, debt, retirement, real estate, tax and payroll, business, marketing, SaaS and other financial metrics.
3. Access and acceptable use
Access to FinanceCalc is generally free of charge. Users agree to use the website and its content lawfully and not to damage, overload, disable, interfere with or bypass technical measures protecting the service.
Automated mechanisms must not be used in a way that degrades the website or performs abusive extraction that affects normal availability.
4. Informational purpose and no professional advice
FinanceCalc calculators, examples, formulas and explanations are provided for informational, educational and reference purposes. They do not constitute financial, investment, tax, accounting, legal, mortgage or credit advice, and they are not a recommendation to contract, buy, sell, invest, save or borrow.
Each user’s financial, tax, contractual and personal circumstances can materially change the real outcome. Where a decision has significant consequences, verify official terms and, where appropriate, consult a qualified professional.
5. Estimated nature of calculations
FinanceCalc performs mathematical calculations using the values entered and the parameters or assumptions described for each tool. Results are estimates and may differ from actual amounts.
Banks, lenders, insurers, public authorities, employers, investment platforms, businesses and other providers may use different rounding methods, periods, fees, taxes, rates, conventions, calendars or formulas from those represented by a calculator.
Before using a result to make a financial decision, verify the contractual documentation, applicable rules or official information relevant to your situation.
6. Accuracy and availability
We aim to keep formulas, text and tools accurate and operational. However, the website is not guaranteed to be completely free of errors, omissions, incompatibilities, interruptions or differences caused by external criteria.
If you identify a possible error, you can report it through the Contact page and include the affected URL and, where useful, the values used without including personal or confidential information.
7. Intellectual and industrial property
Original text, design, code, structure, selection, organisation, proprietary graphics and the FinanceCalc interface are protected by applicable law to the relevant extent.
Mathematical formulas, financial concepts, ratios, facts, standards and general numerical relationships are not claimed as exclusive property. Product, entity, brand and third-party service names belong to their respective owners.
8. Third-party links and services
FinanceCalc may link to or use services provided by third parties. The website owner does not control their content, availability, policies, prices, terms or changes and is not responsible for external services outside their control.
9. Advertising and affiliate links
FinanceCalc may be funded through advertising, including Google AdSense, and may use affiliate links in the future where relevant. Advertising or affiliate relationships do not turn the calculators into financial advice and do not guarantee third-party products or services.
Where advertising, measurement or affiliate services use cookies or similar technologies, the corresponding information and consent options will be described in the Cookie Policy.
10. Liability
Users are responsible for reviewing the data they enter, interpreting results and verifying actual terms before making decisions. The owner is not liable for losses, costs, investment decisions, financing decisions, contracts or financial consequences arising solely from the use of website estimates, subject to any liability that cannot legally be excluded.
The owner is also not liable for temporary interruptions, failures outside reasonable control, device or browser incompatibilities or external third-party services.
11. Governing law
FinanceCalc is governed by Spanish law and applicable European Union law.